Personal Investments
| Non-Redeemable GIC, RSP, RIF, TFSA (Rates effective 2024-04-03) | Rates |
|---|---|
| 12 Month | 5.10% |
| 24 Month | 4.90% |
| 36 Month | 4.60% |
| 48 Month | 4.55% |
| 60 Month | 4.45% |
Minimum deposit of $500 required
Minimum deposit of $100 required for FAT CAT® and HEADSTART® Accounts
US fund GICs are not available
Minimum deposit of $100 required for FAT CAT® and HEADSTART® Accounts
US fund GICs are not available
| Redeemable GIC, RSP, RIF, TFSA (Rates effective 2023-07-13) | Rates |
|---|---|
| 12 Month | 3.50% |
Redeemable at any time without penalty
Minimum deposit of $500 required
Minimum deposit of $100 required for FAT CAT® and HEADSTART® Accounts
US fund GICs are not available
Minimum deposit of $500 required
Minimum deposit of $100 required for FAT CAT® and HEADSTART® Accounts
US fund GICs are not available
| Variable Rate RSP, RIF (Rates effective 2023-01-26) | Rates |
|---|---|
| RRSP/RRIF Variable | 1.50% |
| Variable Rate TFSA (Rates effective 2023-01-26) | Rates |
|---|---|
| TFSA Variable | 3.00% |
Notes
Non-Redeemable Investments pay interest annually on the anniversary date. The interest rate shown is paid on the entire balance.
Redeemable Investments are redeemable at any time, without penalty. Interest is paid on the entire balance, up to the day that the funds are withdrawn or annually on the anniversary date.
Variable Rate Investments pay interest semi-annually in June and December.
