Personal Accounts
Savings Account Rates
| Personal Savings Accounts (Rates effective 2026-11-06) | Rates |
|---|---|
| PLAN 24 Savings | 0.05% |
| Regular Savings | 1.00% |
| High Interest Savings | 1.50% |
| FAT CAT Savings | 1.50% |
| HEADSTART Savings | 1.50% |
| Golden PLAN 24 Savings | 0.05% |
| Personal U.S. Savings | 0.05% |
| Tax Escrow | 0.00% |
Personal Chequing Account Rates
Currently, none of Belgian-Alliance Credit Union's Personal Chequing Accounts pay interest. Please visit our Accounts page for details on our Personal Chequing Accounts.
Unauthorized Overdraft Rate is 29.0% on all Chequing and Savings Accounts.
Notes for Savings Accounts
- Interest is calculated on the Minimum Monthly Balance for High Interest Savings and U.S. Savings accounts.
e.g.: A consistent balance of $25,000 for the duration of an entire month earns the rate shown at the end of the month. However, if the balance was depleted to $5,000 at any time during the month, interest is calculated and paid based on this lower amount.
- Interest is calculated on the Daily Closing Balance for all other Savings accounts; PLAN 24® Savings, Regular Savings, FAT CAT® Savings, HEADSTART® Savings, Golden PLAN 24 Savings.
- Interest is paid monthly at the end of each month for all savings accounts.
