Personal Borrowing

Mortgage Rates

Personal Mortgages (Rates effective 2022-05-19) Rates
1 Year Closed 3.05%
2 Year Closed 3.39%
3 Year Closed 3.59%
4 Year Closed 3.79%
5 Year Closed 3.99%
1 Year Open 3.75%
Variable Open (no term) 4.45%
Cash Back Mortgage (5 Year Term) 1% Cash Back 4.25%
Cash Back Mortgage (5 Year Term) 2% Cash Back 4.50%

Loan Rates

Several factors gathered during the application process affect the rate on a loan or a line of credit. Please contact us to make an appointment with a Financial Services Officer. They will discuss your situation and determine how BACU can help you.


Personal Lines of Credit (Rates effective 2022-05-19) Rates
Personal Line of Credit Rates from 3.95%
Home Equity Line of Credit 4.45%