Personal Borrowing

Mortgage Rates

Personal Mortgages (Rates effective 2024-06-27) Rates
1 Year Closed 6.00%
2 Year Closed 5.75%
3 Year Closed 5.40%
4 Year Closed 5.25%
5 Year Closed 4.90%
1 Year Open 6.95%
Variable Open (no term) 7.95%
Cash Back Mortgage (5 Year Term) 1% Cash Back 5.15%
Cash Back Mortgage (5 Year Term) 2% Cash Back 5.40%

Loan Rates

Several factors gathered during the application process affect the rate on a loan or a line of credit. Please contact us to make an appointment with a Financial Services Officer. They will discuss your situation and determine how BACU can help you.


Personal Lines of Credit (Rates effective 2024-06-27) Rates
Personal Line of Credit Rates from 7.45%
Home Equity Line of Credit 7.95%