Personal Borrowing

Mortgage Rates

Personal Mortgages (Rates effective 2021-11-03) Rates
1 Year Closed 2.00%
2 Year Closed 2.10%
3 Year Closed 2.20%
4 Year Closed 2.30%
5 Year Closed 2.40%
1 Year Open 2.85%
Variable Open (no term) 4.45%
Cash Back Mortgage (5 Year Term) 1% Cash Back 2.44%
Cash Back Mortgage (5 Year Term) 2% Cash Back 2.69%

Loan Rates

Several factors gathered during the application process affect the rate on a loan or a line of credit. Please contact us to make an appointment with a Financial Services Officer. They will discuss your situation and determine how BACU can help you.


Personal Lines of Credit (Rates effective 2021-11-03) Rates
Personal Line of Credit Rates from 3.95%
Home Equity Line of Credit 4.45%