Personal Borrowing

Mortgage Rates

Personal Mortgages (Rates effective 2023-01-26) Rates
1 Year Closed 5.10%
2 Year Closed 5.20%
3 Year Closed 5.35%
4 Year Closed 5.55%
5 Year Closed 5.65%
1 Year Open 6.45%
Variable Open (no term) 7.70%
Cash Back Mortgage (5 Year Term) 1% Cash Back 5.95%
Cash Back Mortgage (5 Year Term) 2% Cash Back 6.15%

Loan Rates

Several factors gathered during the application process affect the rate on a loan or a line of credit. Please contact us to make an appointment with a Financial Services Officer. They will discuss your situation and determine how BACU can help you.


Personal Lines of Credit (Rates effective 2023-01-26) Rates
Personal Line of Credit Rates from 7.20%
Home Equity Line of Credit 7.70%