Personal Investments

Non-Redeemable GIC, RSP, RIF, TFSA (Rates effective 2024-10-29) Rates
12 Month 4.05%
24 Month 3.90%
36 Month 3.75%
48 Month 3.70%
60 Month 3.65%
Minimum deposit of $500 required
Minimum deposit of $100 required for FAT CAT® and HEADSTART® Accounts
US fund GICs are not available


Redeemable GIC, RSP, RIF, TFSA (Rates effective 2024-10-29) Rates
12 Month 2.75%
Redeemable at any time without penalty
Minimum deposit of $500 required
Minimum deposit of $100 required for FAT CAT® and HEADSTART® Accounts
US fund GICs are not available


Variable Rate RSP, RIF (Rates effective 2024-10-29) Rates
RRSP/RRIF Variable 1.50%
Variable Rate TFSA (Rates effective 2024-10-29) Rates
TFSA Variable 2.00%

Notes

Non-Redeemable Investments pay interest annually on the anniversary date. The interest rate shown is paid on the entire balance.

Redeemable Investments are redeemable at any time, without penalty. Interest is paid on the entire balance, up to the day that the funds are withdrawn or annually on the anniversary date.

Variable Rate Investments pay interest semi-annually in June and December.