Personal Borrowing
Mortgage Rates
| Personal Mortgages (Rates effective 2025-02-20) | Rates |
|---|---|
| 1 Year Closed | 4.90% |
| 2 Year Closed | 4.60% |
| 3 Year Closed | 4.25% |
| 4 Year Closed | 4.20% |
| 5 Year Closed | 4.15% |
| 1 Year Open | 5.95% |
| Variable Open (no term) | 6.45% |
| Cash Back Mortgage (5 Year Term) 1% Cash Back | 4.45% |
| Cash Back Mortgage (5 Year Term) 2% Cash Back | 4.70% |
Loan Rates
Several factors gathered during the application process affect the rate on a loan or a line of credit. Please contact us to make an appointment with a Financial Services Officer. They will discuss your situation and determine how BACU can help you.| Personal Lines of Credit (Rates effective 2025-02-20) | Rates |
|---|---|
| Personal Line of Credit Rates from | 5.95% |
| Home Equity Line of Credit | 6.45% |
