Personal Borrowing

Mortgage Rates

Personal Mortgages (Rates effective 2025-03-24) Rates
1 Year Closed 4.89%
2 Year Closed 4.59%
3 Year Closed 4.19%
4 Year Closed 4.09%
5 Year Closed 3.99%
1 Year Open 5.70%
Variable Open (no term) 6.20%
Cash Back Mortgage (5 Year Term) 1% Cash Back 4.29%
Cash Back Mortgage (5 Year Term) 2% Cash Back 4.54%

Loan Rates

Several factors gathered during the application process affect the rate on a loan or a line of credit. Please contact us to make an appointment with a Financial Services Officer. They will discuss your situation and determine how BACU can help you.


Personal Lines of Credit (Rates effective 2025-03-24) Rates
Personal Line of Credit Rates from 5.70%
Home Equity Line of Credit 6.20%