Investing

Investing

No matter the size of your business, it is important to invest in its future. Belgian-Alliance Credit Union offers investment products and services that can be tailored to fit the needs of your business and achieve your ultimate business goals.

Non-Registered Investments

With a Belgian-Alliance Credit Union Term Deposit you can choose the amount of your deposit (minimums apply) and select the term that suits you best. Term Deposits have a guaranteed rate of return and are secure savings vehicles for short or long term investments.

Term lengths from 1 to 5 years are available, as well as a redeemable term option that does not charge a penalty if redeemed early.

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

Wealth Management

Our Wealth Management Advisor offers services that include Business Investment Services, expected cash flow and portfolio allocation, including terms and Mutual Funds*. You can make an appointment with our Wealth Management Advisor via email or by contacting your branch.

Investment Planning

Belgian-Alliance Credit Union wants our members to achieve financial freedom and security. We are dedicated to working with you to make your dreams become a reality.

Our in-house Wealth Management Advisor will work with you to develop a personal strategy by analyzing your business needs, determining and initiating a plan of action, and assisting you with a recommendation of investment products which best suit your business goals and objectives. There is no obligation to you - it is our way of saying thank you.

Mutual Funds

Belgian-Alliance Credit Union provides access to their members a wide variety of Mutual Funds through Credential Asset Management Inc., a subsidiary of Aviso Wealth Inc. Mutual Funds are pools of money contributed by other investors with similar investment objectives. By investing in Mutual Funds, investors can access greater diversification as well as professional investment management which is generally only available to the wealthier investor.

A professional manager selects the fund's holdings and will invest in bonds, equities, cash, derivatives or other securities, or a combination of, depending on the objectives of the funds. Mutual Fund values vary from day to day as a result of economic conditions and interest rates. As a result, the value of your Mutual Funds may go up and down, resulting in an increase or decrease in your investment.

Investors in a Mutual Fund share the income and expenses, gains and losses that the fund makes in its investments proportionally to the number of units owned. The value of the investment is only realized when the units held by the investor are redeemed.

*Mutual Funds are offered through Credential Asset Management Inc.

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Online Brokerage

Through Qtrade Investor, Belgian-Alliance Credit Union provides access to a do-it-yourself, online Wealth Management option. For the investor who likes to actively trade on the stock martket or casually invest, Qtrade Investor provides excellent service along with pricing that is straight forward and easy to understand, as well as access to educations resources, tools and research that allows you to control your own portfolio.

Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc.

 

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Securities & Insurance

Belgian-Alliance Credit Union has available for members wanting advice in relation to investments such as stocks and bonds as well as insurance planning, an advisor from Credential Securities and Credentail Financial Strategies Inc. Please contact us for details.

Mutual Funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

 

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