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At Belgian-Alliance Credit Union, we ensure that our members have access to convenient and flexible ways to apply for their mortgage and make their payments. Our mortgages provide:
- Conventional and CMHC/Genworth insured mortgages allowing as little as a 5% down payment
- Amortization periods up to 25 years
- Mortgage life and disability insurance is available
- Competitive interest rate options with no application fee's
- Flexible payment frequency options - weekly, bi-weekly or monthly
Helpful Mortgage Tips - www.cmhc.ca/housesmart
A home may be the biggest investment you will ever make. When contemplating a mortgage, it is a good idea to get the advice of a professional from Belgian-Alliance Credit Union. Whether you are buying a home for the first time or renewing your mortgage, we understand the importance of working out the best possible mortgage package, so that your home or renovations are truly affordable.
We recognize that having flexible repayment and prepayment options is very important to mortgage holders. Did you know that Credit Unions were the innovators of bi-weekly payments that substantially reduce the interest costs of your mortgage?
We stretch your mortgage dollar with competitive interest rates and no hidden charges or penalties so that your mortgage can be home free and clear as quickly as possible.
Mortgage features include:
- Rate Guarantees so your rate is locked in should rates increase. If rates decrease, you get the lower rate.
- A choice between open or closed prepayment options.
- A full range of mortgage terms from one to five years, including a variable rate option.
As an existing member or for non-members looking to discuss their financing in a casual no pressure type setting, speak to one of our Financial Services Officers before you buy or renew your existing mortgage and we will show you all the advantages of having your financing in place with a Belgian-Alliance Credit Union pre-approved mortgage. We will show you how to have a manageable mortgage that gives you the peace of mind knowing that your home or renovations are affordable. All this is free and comes with no obligations.
Pre-Approval features include:
- Rapid pre-approval.
- We work with you to determine your optional payment amount, frequency and payment level to ensure your long term comfort.
- Interest rate guaranteed for 90 days - if rates drop in that time period you get the lower rate.
- A pre-approved mortgage puts you under no obligation and we provide this service at no cost to you. You don't need to be a member of Belgian-Alliance Credit Union to apply for a mortgage pre-approval.
Commercial & Agricultural Mortgages
Speak with our Commercial Lending Team to determine how Belgian-Alliance Credit Union can assist your Business in securing the right type of financing. We offer great rates, low fees and a high level of flexibility.
For more information on our mortgage products Contact Us today!