Belgian-Alliance Credit Union

Rates

Prime Rate (Rates effective 2025-03-24)

    • Prime Rate
    • 5.70%

Foreign Exchange Rates (Rates effective 2020-03-20)

    • USD $0 to $9,999
    • 0 (Buying)
    • 0 (Selling)
    • USD $10,000 to $49,999
    • 0 (Buying)
    • 0 (Selling)

Account Rates

Personal Savings Accounts (Rates effective 2025-03-24)

    • High Interest Savings
    • 1.25%
    • Regular Savings ($0 - $9,999)
    • 0.05%
    • Regular Savings ($10,000 - $19,999)
    • 0.05%
    • Regular Savings ($20,000 - $29,999)
    • 0.25%
    • Regular Savings ($30,000 - $39,999)
    • 0.35%
    • Regular Savings ($40,000 - $49,999)
    • 0.50%
    • Regular Savings ($50,000 and over)
    • 0.75%
    • PLAN 24® Account
    • 0.05%
    • Golden Savings
    • 0.05%
    • FAT CAT® Account
    • 1.25%
    • HEADSTART® Account
    • 1.25%
    • US Savings
    • 0.05%
    • Tax Escrow
    • 0.00%

Business Savings Accounts (Rates effective 2025-03-24)

    • Regular Business Savings
    • 0.05%
    • High Interest Business Savings
    • 1.00%
    • US Savings
    • 0.05%

Mortgage and Loan Rates

Personal Mortgages (Rates effective 2025-03-24)

    • 1 Year Closed
    • 4.89%
    • 2 Year Closed
    • 4.59%
    • 3 Year Closed
    • 4.19%
    • 4 Year Closed
    • 4.09%
    • 5 Year Closed
    • 3.99%
    • 1 Year Open
    • 5.70%
    • Variable Open (no term)
    • 6.20%
    • Cash Back Mortgage (5 Year Term) 1% Cash Back
    • 4.29%
    • Cash Back Mortgage (5 Year Term) 2% Cash Back
    • 4.54%

Personal Lines of Credit (Rates effective 2025-03-24)

    • Personal Line of Credit Rates from
    • 5.70%
    • Home Equity Line of Credit
    • 6.20%

Business Loans (Rates effective 2025-03-24)

    • Variable as low as
    • 5.70%

Investment Rates

Non-Redeemable GIC, RSP, RIF, TFSA (Rates effective 2025-03-24)

    • 12 Month
    • 3.60%
    • 24 Month
    • 3.50%
    • 36 Month
    • 3.40%
    • 48 Month
    • 3.35%
    • 60 Month
    • 3.35%

Redeemable GIC, RSP, RIF, TFSA (Rates effective 2025-02-05)

    • 12 Month
    • 2.25%

Variable Rate RSP, RIF (Rates effective 2025-03-24)

    • RRSP/RRIF Variable
    • 0.75%

Variable Rate TFSA (Rates effective 2025-03-24)

    • TFSA Variable
    • 1.25%