Personal Insurance

Payment Protection - protect your financial picture today against tomorrow's uncertainties...

Belgian-Alliance Credit Union offers group Payment Protection Insurance products to aid in securing your financial future. Whether you have a mortgage, a loan or a line of credit with Belgian-Alliance Credit Union, there are payment protection options available for you today.

Mortgage Payment Protection - Optional Group Coverage

There are two insurance options available to help protect your mortgage. Both offer a simple application process with both life and disability payment protection coverage available as standalone or combined coverage. Both insurance options provide a 30-day no risk review period.

Mortgage Insurance

Chances are your home is your single greatest investment. In the event of your death or unexpected illness or injury, could you or your family continue to make mortgage payments without affecting the lifestyle you've worked so hard to achieve? Mortgage life and disability coverage can remain in effect throughout the term of your mortgage, for up to 30 years.

Level Term Insurance

Ensuring your debts are sufficiently protected - and your loved ones are able to maintain their lifestyle - is an important step in your financial planning. Apply for your Level Term life and disability coverage today to provide peace of mind for tomorrow.

To learn more about these two Mortgage Payment Protection coverage options, call or visit your branch and talk to a Financial Services Officer.

Loan Payment Protection - Optional Group Coverage

This insurance is available to help protect your loans. Whether you have a personal loan or in some cases, a small commercial or agricultural loan, get the coverage you need. This insurance offers a simple enrolment process with both life and disability payment protection coverage available. The one-time premium can be built into your loan - so no monthly payments! This payment protection coverage provides a 30-day no risk review period.

To learn more about Loan Payment Protection, call or visit your branch and talk to a Financial Services Officer today!

Line of Credit Payment Protection - Optional Group Coverage

There are two insurance options available to help protect your re-advanceable credit against death and/or disability. Both insurance options provide a 30-day no risk review period.

Line of Credit Insurance

A line of credit provides the flexibility to fit today's consumer demands, allowing you to purchase the things you need, exactly when you need them! This insurance coverage offers you a peace of mind knowing that your line of credit payments are covered and your balance may be paid out should you or your spouse suffer death or disability.

Outstanding Balance

If you have a commercial or agricultural line of credit, this coverage can reduce the financial impact in the event that the unexpected occurs. Premiums are not charged if you have zero balance, so you never pay for more coverage that you need. This insurance coverage may pay off your line of credit balance in the event of death or may cover the monthly payments should you become ill or disabled.

To learn more about these two Line of Credit Payment Protection options, call or visit your branch and talk to a Financial Services Officer today!

Travel Insurance

Belgian-Alliance Credit Union offers members travel insurance so that you can put your mind at ease and spend more time enjoying your trip. You may already have travel insurance coverage if you have a Credit Union MasterCard®. Contact CUETS or your branch to find out.

More information on Travel Insurance is available at your branch.

Securities and Insurance

Belgian-Alliance Credit Union partners with a securities and insurance advisor from Credential® for members requiring the need for stocks, bonds and insurance advice.

Please contact our This email address is being protected from spambots. You need JavaScript enabled to view it. for details.

Mutual funds and other securities are offered through Credential Securities Inc. Credential Securities Inc. is a Member of the Canadian Investor Protection Fund. Credential Financial Strategies Inc. is a member company under Credential Financial Inc., offering financial planning, life insurance and investments to members of credit unions and their communities. ®Credential and Credential Securities are registered marks owned by Credential Financial Inc. and are used under license.  

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